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How to Withdraw from Prediction Markets: Step-by-Step

Complete guide to withdrawing funds from Polymarket, Kalshi, and other prediction markets. Crypto withdrawal, bank transfer, fees, and timing explained.

Sarah Whitfield
Markets Editor — Political Forecasting · · 2 min read
✓ Fact-checked · 📅 Updated 1 May 2026 · 2 min read
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Key takeaway: Exiting prediction markets generally requires converting your stake to USDC (or USD), moving funds to your personal wallet or bank account, and then exchanging for your home currency. Depending on the platform and chosen method, this can take anywhere from 5 minutes up to 3 business days.

Understanding how to withdraw from prediction markets matters as much as mastering deposits. Many beginner traders concentrate on acquiring shares but encounter unexpected hurdles when attempting to realise their winnings. This resource covers all the major platforms you'll encounter.

Withdrawing from Polymarket

  1. Exit your position — offload your shares via the order book (or hold until market settlement for your full return)
  2. Go to Portfolio → Withdraw
  3. Pick your withdrawal chain — Polygon (lowest cost, instant settlement) or Ethereum (steeper gas costs, 5-15 minutes)
  4. Provide your wallet address — verify carefully; once sent on the blockchain, transactions cannot be reversed
  5. Authorise the withdrawal — your USDC will land in your external wallet between 1-10 minutes if using Polygon
  6. Exchange for fiat currency — transfer USDC to Coinbase, Kraken, or Binance and trade for EUR/USD/GBP, then move to your bank

Withdrawing from Kalshi

Kalshi operates through conventional banking infrastructure given its status as a CFTC-authorised venue:

  1. Visit Account → Withdraw
  2. Choose your registered bank account (ACH) or electronic wire
  3. Specify the sum and verify
  4. Money reaches your account in 1-3 business days (ACH) or the same business day (wire, $25 cost)

Common Withdrawal Issues

Issue Cause Solution
Withdrawal stuck in pending state for extended periodsBlockchain delays or regulatory screeningAllow 24 hours to pass, then reach out to customer service
Incorrect chain usedDispatched USDC via Polygon to an address that only accepts EthereumRecovery is possible if you hold the corresponding private key
Identity verification re-requiredSubstantial withdrawal activates regulatory screeningSupply all documentation as soon as possible
Below minimum withdrawal thresholdPlatform enforces a floor amountTop up your balance to satisfy the requirement

Withdrawal Fees by Platform

Platform Method Fee Speed
PolymarketPolygon USDC< $0.011-5 min
KalshiACHFree1-3 days
KalshiWire$25Same day
PolyGramPolygon USDCFree1-10 min

Tax Implications of Withdrawals

The act of withdrawing itself does not create a taxable event — however, disposing of your shares (settling your position) does. Review our prediction market tax guide for comprehensive information on compliance obligations across the United States, European Union, and United Kingdom.

PolyGram streamlines the exit process through an intuitive deposit and withdrawal interface. Start trading on PolyGram →

Sarah Whitfield
Markets Editor — Political Forecasting

Sarah has tracked political prediction markets and election forecasting since the 2020 US cycle. Focus: US presidential, congressional, and UK parliamentary contracts.